VICTORIAN PAWNBROKERS

I’ve written before about pawnbrokers but they were such an integral part of life for the Victorian working classes that I thought they deserved another post. Colloquially known as ‘Uncle’, the pawnbroker offered a vital service for people living close to the bread-line who were in regular, yet poorly paid work. He was always there in times of need and provided loans secured on domestic items as diverse as clothing, shoes and jewellery through to flat irons and occupational tools.

For the majority of the working classes, pawning was simply a way of life. The only way to make ends meet was to pledge their belongings to raise cash for the week ahead. When in work, they used their clothing, especially their Sunday best, as capital. This was why Saturdays and Mondays were the pawnbrokers’ busiest days. Clothing was frequently pledged on a Monday and redeemed on a Saturday after the breadwinner of the family had been paid. It was worn to chapel or church on a Sunday, and pledged again the next day. This cycle of pledging and redeeming, week in, week out, might continue for years, and pawnbrokers made their profits on the interest charged.

‘The Weekly Pledge Room’ from Living London (1901)

Pawnshops, with their distinctive symbol of three golden balls, were an urban phenomenon and the number of pawnbrokers increased dramatically with the rising population; some streets even had more pawnbrokers than public houses. In Sketches by Boz, Charles Dickens described a pawnshop near Drury Lane, London as being situated at the corner of a court, ‘which affords a side entrance for the accommodation of such customers as may be desirous of avoiding the observation of the passers-by, or the chance of recognition in the public street’. The door of the ‘low, dirty-looking, dusty shop’ always stood halfway open, ‘half inviting, half repelling the hesitating visitor, who, if he be as yet uninitiated, examines one of the old garnet brooches in the window for a minute or two with affected eagerness, as if he contemplated making a purchase; and then cautiously looking round to ascertain that no one watches him, hastily slinks in…’

The entrance to a pawnbroker’s shop was usually up a side street. Pledging could be done at an open counter or in separate compartments known as ‘boxes’, which offered some privacy to those ashamed of their predicament. It was not just the working classes who went to ‘Uncle’ for help; any member of the middle or upper classes who had experienced a change in fortunes might find themselves needing to pledge personal belongings for instant cash. The pawnbroker would carefully examine the item to be pledged, offer a sum and if accepted, he would give the pledger a pawn ticket.

From 1872, for loans of ten shillings or less, the interest rate was one halfpenny per calendar month on each two shillings or part of two shillings lent. After the first calendar month, any time not exceeding fourteen days was to be reckoned as half a month only. The pawnbroker could also charge a halfpenny for the ticket, although for very small sums, he might waive this fee. Under the previous legislation, there was no charge for the ticket if the pledge was under five shillings. On loans of between ten and forty shillings, a penny was charged for the ticket, and the interest was one halfpenny per two shillings per calendar month. Loans of more than forty shillings and less than ten pounds attracted interest of a halfpenny on every two and a half shillings per month, and a penny for the ticket. There was also an optional one penny fee for special storage, such as hanging boots and clothes to prevent creases.    

‘Saturday Night at a Pawnbroker’s’ from Living London (1901)

On redemption days, usually Saturdays, pawnshops were extremely noisy with hundreds of people redeeming their belongings. ‘Pawnbroking London’ in Living London (1901) described one such day: “It is a strangely animated scene, with nearly all the characters played by women. It is a rarity to see a man among them… They betray no sense of shame if they feel it. They talk and gossip while waiting for their bundles, and are wonderfully polite to the perspiring assistants behind the counter.” An average of 2,000 bundles were redeemed each Saturday at this particular shop.  

Despite the high interest rates, pawnbrokers provided a vital service to the working classes. The writer of the article in Living London pointed out: “They mean food for the wife and children when cupboard and pocket are empty – a little money to keep things going till next pay-day; they mean to thousands shelter, warmth, and something to eat; and although many consider the pawnbroker’s shop an encouragement to improvidence and unthriftiness, every philanthropist who would abolish it admits that he would have to substitute some municipal or charitable pawnshop in its place.” 

The pawnshops’ dusty window displays featured unredeemed items pledged for less than ten shillings, which the pawnbroker was entitled to keep and sell after the redemption period of one year and seven days. According to Dickens, this sad collection of once-cherished belongings included ‘several sets of chessmen, two or three flutes, a few fiddles…some gaudily-bound prayer books and testaments, two rows of silver watches…numerous old-fashioned table and tea spoons….cards of rings and brooches….cheap silver penholders and snuff-boxes…silk and cotton handkerchiefs, and wearing apparel of every description…’ Unredeemed pledges of more than ten shillings did not automatically become the pawnbroker’s property; these items had to be sold at a public auction, although he could set a reserve to avoid making a loss.  

‘Sale of Unredeemed Stock’ from Living London (1901)

VICTORIAN FASHION: WHAT TO WEAR IN MAY (1885)

Today, I’m returning to one of my favourite Victorian periodicals: Cassell’s Family Magazine. This illustrated publication was firmly aimed at the middle classes and featured interesting articles on a plethora of subjects such as student life at Edinburgh University, the benefits of Turkish bathing and how to cook fish. A regular column was ‘Chit-Chat on Dress by Our Paris Correspondent’ which advised young ladies and women how to dress fashionably, month by month.

In ‘What to Wear’ for May, the writer commented:

‘This is the month par excellence when wardrobes want fresh supplies, and half-worn costumes fresh trimmings. Neither in new materials nor in garnitures is there any lack this season. Checks, stripes, dots, figures, plain, shot, broché and chiné are all in vogue… Stripes are decidedly fashionable; they are worn in vivid contrasts, and this season they are not monotonous.

From Cassell’s Family Magazine (1885)

Victorian women did not throw out hardly-worn dresses each season unless they were extremely wealthy. Instead, they would use ribbons, lace and embroidery to give their outfits a new look, perhaps by changing the waistbands, sleeve trimmings or necklines, or by adding flowers to a bonnet or hat. This method of refreshing garments was particularly important to those women who had to economise and simply could not afford new dresses. That’s why the illustrations for the ‘Chit-Chat on Dress’ section were aspirational and for guidance only.

The correspondent wrote that ‘the new colour called ficelle is a most convenient one to adopt, for it can be brightened up with ribbons of almost every brilliant hue. It reigns supreme in silks, muslins, woollen stuffs, laces, millinery, embroidery, and the rest.’ This colour was called twine or string-colour, which sounds very like a neutral shade. Other fashionable colours included ‘porcelain-blue, clover, a terra-cotta which is red rather than terra-cotta, Havannah brown, and a Quakerish grey’ which were considered ‘the best and most artistic tones.’ Pinks and buttercup-colour, with eau de Nil, dark greens and dark browns were preferred for evening wear.

From Cassell’s Family Magazine (1885)

Then, as now, high fashion was only designed to fit slim people. Although paniers were a feature of the season’s costumes, the correspondent wrote that ‘slender figures may wear them full and bunchy if so inclined, but stout women (if they adopt them at all) should have them indicated by the merest folds. The new padded sleeves likewise require judgement in adopting them; otherwise they make their wearers look high instead of square-shouldered.’

From Cassell’s Family Magazine (1885)

 

HARD LABOUR IN VICTORIAN PRISONS

Read any Victorian newspaper and you’ll come across regular reports of criminal trials that had taken place at the assizes, quarter sessions or petty sessions. The accused is named, the case is described and the verdict is given. Where someone was found guilty of an offence such as theft, the punishment was usually hard labour for a specified number of days or months, unless there was a previous conviction that had to be taken into account.

Take the case of William Anderson, a labourer from Lancashire born in 1837. He committed his first criminal offence in 1852 when he was aged just fifteen. With another boy, he was convicted at the Manchester Petty Sessions of stealing brass fittings from an empty house in Francis Street, Strangeways and was sentenced to three calendar months’ hard labour. 

But what did ‘hard labour’ consist of, and what was in store for William at the New Bailey Prison in Salford where he would have served his sentence? (Strangeways Prison was not built until 1868).

Under prison regulations, if a male prisoner over the age of sixteen was sentenced to hard labour, this was to be of the first class ‘during the whole of his sentence, where it does not exceed three months, and during the first three months of his sentence where it exceeds three months’. He was to work for not more than ten or less than six hours (exclusive of meals), subject to the medical officer’s approval. After three months, the justices could prescribe second class labour, which was less severe than labour of the first class. By 1877, the maximum period in which a prisoner was to undertake first class hard labour was reduced from three months to one.

If the medical officer deemed any prisoner to be unfit for hard labour of the first class, he could order he be kept at hard labour of the second class. The surgeon could also certify that a prisoner was unfit to be kept at either class of labour. Prisoners sentenced to hard labour for periods not exceeding fourteen days could be kept in separate confinement at hard labour of the second class. Those who were not fit enough for hard labour of either class were to be employed in a trade. There was no hard labour on Sundays, Christmas Day, Good Friday or on days appointed for public fasts or thanksgivings.

From Mayhew & Binny’s The Criminal Prisons of London and Scenes of Prison Life (1862)

Under the Prisons Act of 1865, prisons were to be a deterrent providing ‘hard labour, hard fare and hard board’. It was decreed that ‘the treadwheel, crank, capstan, shot-drill and stone-breaking were listed as acceptable types of first class hard labour, and such others as the justices wished to provide had to be approved by the Secretary of State’. However, before 1877, local prisons like the New Bailey were run by county justices and they all had a different interpretation of hard labour. As late as 1879, it was discovered that ‘mat-making, coir-plaiting, oakum-picking, weaving, rope beating, net-making, twine-spinning, sugar chopping and blacksmithing were all variously used and represented as first class labour’.

The treadwheel was undisputably the most feared and hated of all hard labour. Invented by William Cubitt in 1818, there was no ambiguity about whether or not it was appropriate for hard labour of the first class. When working the treadwheel, the prisoner had to lift ‘his body up three feet at each step’. Until 1880, the task was not standardised and the height the prisoners were required to climb varied from prison to prison. The Prison Discipline Society advised that each male individual should complete ‘12,000 feet of ascent per diem’ which was akin to climbing the Matterhorn. However, at York prisoners climbed 6,000 feet, at Stafford it was 16,630 feet while at Salford’s New Bailey where William Anderson served his sentence, it was 19,400 in summer and 14,450 in winter. Treadwheels were usually unproductive and part of the Victorian prison’s aim to deter criminals, rather than rehabilitate them.

The intense physical effort required by prisoners working the treadwheel raised concerns about their state of health and whether the quantity of diet allowed to them was sufficient.  In June 1868 at Worcester Prison, it was recommended by the medical officer George Edwin Hyde that ‘no prisoner be worked on the treadwheel before breakfast, and that a corresponding period of hard labour in the cell be substituted…’ By June 1872, he recommended that the class 1 prisoners working on the treadwheel ‘be allowed one pint of gruel for breakfast and supper daily, in addition to the ordinary diet of that class’.

From Mayhew & Binny’s The Criminal Prisons of London and Scenes of Prison Life (1862)

Prisoners would do almost anything to avoid working on the treadwheel. In 1850, the surgeon at the House of Correction at Kirton-in-Lindsay reported that:

‘They frequently swallow soap, which has the effect of purging them and bringing on a low fever, during the continuance of which it is impossible to put a man on the wheel. They formerly ate large quantities of salt, in order to bring on fever, and to prevent this they were deprived of their salt bags… I think it very desirable as a matter of health, as well as in a moral point of view, that some other employment should be substituted for the treadwheel labour; and as an immediate measure, I would recommend that, during the last quarter of an hour before breakfast, and the last half-hour before dinner and supper, the prisoners should leave the wheel and walk about to cool themselves gradually, instead of going straight into the cold passages to get their meals’.

Prisoners would do almost anything to avoid working on the treadwheel. In 1850, the surgeon at the House of Correction at Kirton-in-Lindsay reported that: ‘They frequently swallow soap, which has the effect of purging them and bringing on a low fever, during the continuance of which it is impossible to put a man on the wheel. They formerly ate large quantities of salt, in order to bring on fever, and to prevent this they were deprived of their salt bags… I think it very desirable as a matter of health, as well as in a moral point of view, that some other employment should be substituted for the treadwheel labour; and as an immediate measure, I would recommend that, during the last quarter of an hour before breakfast, and the last half-hour before dinner and supper, the prisoners should leave the wheel and walk about to cool themselves gradually, instead of going straight into the cold passages to get their meals’.

Working the treadwheel could be extremely dangerous for those new to the task, or those who were simply exhausted. At Stafford, ‘one man fell off the wheel from sheer exhaustion. The cry “a man down” was soon raised, and the mill at once stopped, but not until he had been terribly crushed by it…one of his legs was broken’.

By 1880, a standardised six hour treadwheel task was introduced which prisoners worked in two equal shifts. Prisoners were allowed five minutes’ rest between each fifteen minute session on the wheel and the speed of the wheel was regulated to allow an ascent of thirty-two feet a minute. However, the high cost of replacing treadwheels with standardised versions meant that many prisons used the crank, capstan and stone-breaking instead. By 1890, there were still cranks connected to pumps, mills operated by prisoners in separate compartments, water-pumping capstans and unproductive fixed-resistance cranks in cells. The treadwheel was finally abolished in 1895.

From Mayhew & Binny’s The Criminal Prisons of London and Scenes of Prison Life (1862)

If you ever get the opportunity, visit Beaumaris Gaol on Anglesey. It still has an original treadwheel, which is believed to be the last one in Britain. Unusually, it was productive and was designed so that water could be pumped to the roof tanks, and from there to the cells.

William Anderson appears to be have been undeterred by the years of hard labour he undertook as part of his numerous prison sentences, including five separate periods of penal servitude in convict prisons. His criminal career spanned over fifty years and he used multiple aliases including Thomas Johnson, James McGuinness, William Pearson, William Edwards, William Robson and William Evans. His offences ranged from stealing clothing and umbrellas through to attempted theft and receiving stolen property. Old hands like William clearly got used to the work and the routine in prisons, and appreciated the guarantee of three meals a day.